DCHA Downpayment Assistance Program – Dane County

By | Home Financing

DCHA HOMEOWNERSHIP DOWNPAYMENT ASSISTANCE PROGRAM The Dane County Housing Authority, (DCHA), offers interest-free, deferred, Down Payment and Closing Cost loans to income-eligible, first-time-home-buyers. Loans are available on a first come, first serve basis as funds are available. The DCHA Down Payment and Closing Cost Loan Program is a gap financing program for income-eligible first time… Continued

May 5, 2014

FHA Back to Work Program

By | Home Buyers, Home Financing

Exciting News! FHA Is Allowing People that Suffered through Recent Economic Hardships to Apply for a Home Loan with the FHA Back to Work Program. photo credit: Daquella manera via photopin cc In the not so distant past people had to wait 3 years or more after suffering through a financial hardship. Bankruptcy, foreclosures and other major financial disasters would sideline… Continued

February 11, 2014

Getting Pre-Approved for a Mortgage Before Looking for a Home

By | Home Buyers, Home Buying Advice, Home Financing, Mortgage Loans

Getting Pre-Approved for a Mortgage Before Looking for a Home It should come as no surprise that the vast majority of home purchases involve some type of financing. In fact, a study by the NAR (National Association of Realtors) reveals that 90% of home purchases are financed.  This is especially true for people buying their… Continued

October 21, 2013